House News

Marilene is always bugging me to blog something, and since we have really good news I decided to do it today. Plus Marilene just never has time any more to blog much so this is for her too.

Last night we had an appointment with a mortgage person. Earlier in the summer he (Randy Lovstuen 812-7406) gave us the good news that we were really close to getting our first house. Last night he told us we are ready, and we are going to start all the paper work. He told us about this awesome down payment program called HUGS that gives first time home owners who don't have a huge annual income a 2-2.5% down payment gift. So if we get approved, which we should, for HUGS then we only need a couple thousand to complete the down payment. and that won't be hard since we have been saving for a little while now. Plus Marilene should be receiving a nice signing bonus from the school district soon.

As soon as we are approved for that then we can start looking at houses. Granted I have been looking at houses on-line for a good year now, but we can actually go tour homes now. Big BIG difference. We won't be able to close on a house until the 20th of Jan or around that time because Randy has to have two full time pay check stubs from me and I won't have that until mid January. However, we can start the process and get everything rolling in the mean time so we are exstatic. In fact last night we were laying in bed and we just couldn't fall asleep because we were thinking about it sooooooo much.

We love Marilene's parents and they have been so kind and gracious to us. There is no way will be able to repay them for the kindness and all the things they have given us these last three plus years. But with that said we want out!, and they know that. It is hard living in a tiny little space with a single room being shared by me, Marilene, Craig, and.... SO it is definetily time to move up and onward.